Excerpt from Westview article written in October 2025:

This note is for anyone who's been told, maybe not infrequently, that they need to look on the bright side. This year has been a test for those of us that have viewed the market’s resilience with some healthy skepticism. On a net basis, stocks have moved higher in the face of aggressive tariff policy, stubborn inflation, and a job market that is showing some signs of weakening. Investment in AI and continued growth of chipmakers have powered stocks, and their valuations, to new heights. The AI juggernaut, Nvidia, has reached not just industry-leading but market-leading size, illustrating how the fate of the two are more intertwined than ever. Still, despite this concentration risk and the S&P 500 already being up 14% through the first 9 months of the year (about 70th percentile of returns through 3Q), we see a set up for the market to end the year on solid footing.

Everyone's talking about AI. You hear about companies like NVIDIA, Microsoft, or Google leading the charge, and their stock prices have certainly reflected the excitement. But what if you're looking for those hidden opportunities, the "picks and shovels" that support the gold miners?

The largest ‘Hyperscalers’ in this space are projected to spend over $500 billion in 2026 alone and well north of $1 Trillion (yes with a T) by 2030. So where is all of this money actually going? The AI revolution isn't just about fancy software or super-smart algorithms. It’s also creating a massive demand for the less glamorous, often overlooked infrastructure that makes AI possible.

October is Cyber Security Month! In the digital age, Cybersecurity has become just as important as portfolio diversification or retirement planning. Cyber threats are constantly evolving, and individuals—not just corporations—are frequent targets. As your trusted advisor we believe it is prudent to review cybersecurity best practices and provide an update on new threats to help keep your accounts and personal data secure. 

Financial fraud doesn’t always begin with stolen credit cards. Hackers often attempt to access bank accounts, investment accounts, and even tax records. While institutions, corporations, and government entities spend billions of dollars on cyber security hardware and software, the most vulnerable entry point often comes down to an individual’s personal device(s) and online practices.

Excerpt from Westview article written in April 2025:

U.S. stocks have had a tumultuous year so far, driven by concerns over tariffs leading to slower growth, higher inflation, and greater accumulation of national debt.  Peak to trough (February 19^th to April 8^th), the market dropped nearly 20%.  Despite these issues remaining unresolved, and the addition of a rise in Middle East tensions, the market rallied 24% from its lows on April 8^th and is now up 5.5% on the year.  In our estimation, this is a fairly classic example of stocks climbing a “wall of worry,” which is to say that investors trade positive news updates that help to rule out a worst-case-scenario.