People generally come to us for planning when they are at transition points: a divorce, the death of a spouse, marriage, birth of a child, graduation from college, receiving an inheritance or onset of retirement. It is at these critical times that they need financial help. We have two Certified Financial Planners™ on staff and can provide analysis and recommendations that bring you the answers and support you need to move forward. Some of the life events in which we offer help include:
The loss of a spouse, whether through divorce or death, is one of the most stressful things one can go through. For many people, their spouse handled the finances and they are suddenly alone in their decision making. A Certified Financial Planner™ can provide support and knowledge that are needed to make financial decisions.
We tackle the thorny areas of budgeting and student loan debt and assist clients, young and old, in regaining control of their lives. Other topics of interest include jump starting your retirement plan and evaluating your life insurance needs.
Birth of Child
We can help parents prepare for their children’s future through proper investing and by utilizing tax-advantaged savings such as 529 plans. We will estimate the costs and discuss options for paying for college including the best strategies for financial aid.
Heirs often have a complicated relationship with the wealth that they inherit. First, there is the emotional toll of the loss of a loved one – a mother or father. Then, there is the issue of what to do with the new-found wealth. We can guide you through the process and give recommendations on the most prudent ways to handle your inheritance. The death of a parent often raises questions about your own mortality. Have you done the appropriate estate planning? We can help you identify the red flags and advise on appropriate actions to take for your own estate. .
The idea of retirement is at once exciting and terrifying. We will discuss goals and objectives for retirement and provide scenarios and projections while reviewing various retirement plan options such as 401k’s, 403b’s, IRA’s, Roth IRA’s and other tax-advantaged retirement plans. All our retirement planning includes a probability analysis or Monte Carlo.